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Financial Services

How to Complain About HSBC

HSBC UK is one of the country's largest banks. Common complaints involve account closures, fraud handling, mortgage issues, and poor customer service.

UK Guide · Updated 2026 · Based on current ombudsman procedures

Common HSBC complaints

  • Unfair account closure without explanation
  • Delayed or rejected fraud claims
  • Mortgage application problems
  • Incorrect charges or fees
  • Data sharing or privacy complaints
  • Poor service at branch or by phone

How to contact HSBC

Postal address

HSBC Bank plc, Customer Relations, PO Box 6125, Coventry CV3 9GW

Official complaints page

Step-by-step escalation guide

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See the Financial Services escalation guide for the full process.

Time limits and deadlines

8 weeks from your complaint date

Which ombudsman handles HSBC complaints?

If HSBC fails to resolve your complaint within the required timeframe, you can escalate to the Financial Ombudsman Service — which is free, independent, and has the power to award compensation.

Tips for complaining to HSBC

  • 💡The Financial Ombudsman can award up to £375,000 in compensation
  • 💡Keep copies of all statements, letters, and transaction records as evidence
  • 💡HSBC must acknowledge your complaint within 5 working days
  • 💡You have 6 months from HSBC's final response to go to the ombudsman
Important: This guide is for general information only. Procedures and time limits can change. Always verify current requirements with the relevant ombudsman or regulator. This is not legal advice.

📊 See how HSBC handles complaints

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💷 What could you be owed?

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